Activa Mutual Funds - Long Term Investing

When deciding to begin an investment program, investors will need to determine whether they are investing for a long period of time. When it comes to long-term investment success, patience pays off. While the markets can fluctuate over the short-term, the impact of volatility on your overall portfolio tends to lessen over time. Investors, who construct a diversified financial program, trying to remain consistent over time, may weather the markets' ups and downs and achieve their financial goals.

Please see the financial calculators or call us at 1(800) 346-2670 to further discuss how the Activa Funds can help with your investment needs.

Distributor: Activa Asset Management, L.L.C.

Past performance is no guarantee of future results. Investment return and principal value will vary so that you may have a gain or a loss when you sell shares. Current month-end perfomance information is available by contacting Activa Shareholder Services at 1-800-346-2670.

Activa Asset Management, L.L.C. is the investment advisor to the Activa Funds and receives a fee from the funds for its services.

Mutual funds, annuities, and other investments are:

Not insured or guaranteed by the FDIC or by any other government agency or government sponsored agency of the federal government or any state
Not deposits, obligations, or guaranteed by any bank or its affiliates
Subject to investment risks, including possible loss of the principal amount invested

There is no guarantee that the fund will continue to hold any one particular security or stay invested in any one particular company. The composition of the fund's top holdings is subject to change. Performance figures are historical and reflect the change in share price, reinvested distributions, changes in net asset value, sales charges and capital gains distributions, if any.

Investors should carefully consider the investment objectives, risks, and charges and expenses of the Funds before investing. The prospectus provides this and additional information about the Funds. The prospectus can be obtained on-line or by calling 1-800-346-2670. Please read the prospectus carefully before investing or sending money.